The Mortgage Collections Representative will be responsible for all phases of collection activity for residential mortgage loans, home equity loans and HELOCS which go past due in payments and enter default status.
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Responsibilities include, but are not limited to:

• Communicate daily with borrowers who are delinquent on loan payments, generally by incoming and outgoing telephone conversations but also by letters and email. Document efforts - results in the collection notepad system.
• Process incoming and outgoing documents related to collection and loss mitigation efforts.
• Update telephone numbers, address and related information as warranted to the core system.
• Explore alternative means to assist customer in bringing the loan current (e.g., Forbearance plans, Repayment plans, Modification, etc. and refer borrower to the Loss Mitigation Department as warranted.
• Trouble shoot to resolve customer issues.
• Develop and maintain effective working relationships with attorneys, insurance agents and realtors as well as internal departments (e.g., Customer Service, Escrow, Payment processing, Post-closing, Documentation, Valley branches, HLCs, etc.).
• Maintain full compliance with all Regulatory and GSE requirements as well as the Bank's policies and procedures.

Valley National Bank is an Equal Opportunity / Affirmative Action Employer. All qualified applicants are encouraged to apply, and will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or other legally protected characteristics, and will not be discriminated against on the basis of disability.