This is a position for a (Treasury Management Analyst) located in Tupelo.

Summary: After the initial three-month training course, Analysts in this track will continue their development by rotating with various Treasury Management teams, including the Treasury Support & Service Team, the Implementation Team, and the Sales Team. Upon completion of the program, Analysts in this role will understand Cadence Treasury Management Products, including key features and objectives, understand the process of implementing new Treasury Management solutions, and develop sales strategies, such as TM reviews and account analysis.

Duties and Responsibilities: Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s). Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis. Assesses strengths and weaknesses of loan requests.  Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly. Thoroughly documents the credit request in the appropriate format. Conducts research to determine the quality, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc.  Assist senior team members and commercial bankers to screen loan packages and collect materials. Will need to interact with other departments within the bank such as Treasury Mgmt, Wealth Mgmt, Trust, etc. May also interact with customers and accountants. Strives to minimize turnaround time while thoroughly documenting credit requests. Participate in training courses as requested.

Job Specifications or Qualifications

: 3.0 or higher GPA. Minimum of 9 hours of accounting. Strong technical and interpersonal skills. Demonstrated leadership through extracurricular activities and internship/work experience. Strong oral and written communication skills. Knowledge of credit risk analysis and underwriting principles, methods, and practices. Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.