Summary

Are you excited about leading a team and shaping the future of commercial lending? As our Credit Analyst Team Lead, you’ll guide a talented group of credit analysts in evaluating business loans and managing financial data. You’ll use Regent Bank’s advanced systems to analyze financial statements and collaborate with our commercial officers to enhance client relationships and assess new loan opportunities. If you're ready to inspire, mentor, and make an impact, this role is for you!

Essential Duties and Responsibilities:

• Team Management: Oversee and balance the team's workload, ensuring tasks are efficiently assigned and completed.

• Performance Oversight: Monitor and manage the team's performance using reports and quality checks to ensure high standards in credit analysis.

• Reporting: Prepare and present summary reports, offer insights, and evaluate risks related to commercial loans.

• Credit Evaluation: Provide expert recommendations on the creditworthiness of borrowers and their ability to repay loans.

• Collaboration: Work with senior management and commercial officers to review loan proposals and assist with credit memorandums.

• Forecasting: Create reports to predict industry performance and trends for the upcoming fiscal year.

• Issue Management: Identify and report potential issues to the Chief Credit Officer through detailed analytical reviews.

• Portfolio Oversight: Manage the ongoing performance of the credit team’s portfolio by reviewing financial statements and analysis.

• Talent Development: Recruit, mentor, and support the growth of credit analysts, helping them develop both technical and professional skills.

• Process Improvement: Contribute ideas for improving productivity and streamlining processes.

• Compliance: Ensure adherence to bank policies, laws, and regulations, maintaining up-to-date compliance training and following internal procedures.

• Additional Duties: Take on other tasks as needed with a proactive attitude.

  Education and Experience:

• Bachelor’s degree in Business Management, Finance, Accounting, or a related field.

• At least 5 years of experience as a credit analyst.

• Minimum of 3 years in a management role.

  Knowledge, Skills, and Abilities:

• Proficiency in Microsoft Office (Excel, Word, PowerPoint).

• Strong leadership and problem-solving skills.

• Ability to delegate tasks effectively and maintain accountability in a fast-paced environment.

• High analytical skills with a solid understanding of financial concepts.

• Excellent communication skills, both verbal and written.

• Detail-oriented with the ability to manage deadlines effectively.

• High standards of integrity and professionalism.

• Familiarity with Teams or Zoom for virtual meetings.

  Physical Requirements:

• Ability to exert up to 10 pounds of force occasionally and lift/move up to 25 pounds as needed.

• Good vision for detailed work and the ability to adjust focus.

• Ability to sit for extended periods.

  Working Conditions:

• Enjoy a comfortable work environment with minimal exposure to noise, heat, or dust.

• Maintain a neat and safe workspace to support a productive and healthy work environment.

  Ready to lead, inspire, and make a difference? Apply now and join us in shaping the future of commercial lending!

Qualifications