We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html)

What you'll be doing

Provide analytics to support the development of proposals/business cases for credit policy, process, system adjudication rules and account management strategy that will improve real estate secured lending credit risk management performance (e.g. increase system approval rates within acceptable risk boundaries). As the Consultant, Real Estate Secured Lending, Retail Risk Management, you will undertake analytics in support of driving deeper insights into the performance of various segments of the real estate secured portfolios. Work with Risk Managers to design ad-hoc reports and queries, and identify potential risks or opportunities.

At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.

How you'll succeed

• Experience – You have knowledge of credit risk management policies, standards and guidelines to enable the completion of various analytical assignments. Experience in real estate secured lending is an asset. You are familiar with Credit Bureau data and its uses in risk strategies or scoring.

• Analytical – You possess strong analytical and creative problem solving skills with the ability to interpret and analyze information to formulate sound conclusions.

• Communication – You have the ability to convey technical information in understandable terms, both written and verbal. Effectively prepare and present data and insights to senior executives.

• Adaptable - You are a proactive self-starter and have flexibility to adapt to an evolving environment with shifting priorities

Who you are

• You love to learn. You're passionate about growing your knowledge, and you know that there is no limit to what you can achieve.

• You're driven to succeed. You are motivated by accomplishing your goals and delivering your best to make an impact.

• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.

• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed, complex and technical information in an impactful way.

• You can demonstrate experience in – You have experience with data analysis tools and databases (eg. SAS EG, SQL, TRIAD, Decision Manager).

• You have a degree/diploma in – You have a university degree in Business, Finance, MBA degree or equivalent. Accounting or Analyst (FRM, CFA) designations, or studies in quantitative discipline such as Engineering, Applied Science/Math or related field is an asset.

• Values matter to you . You bring your real self to work and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program, defined benefit pension plan, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-81 Bay, 29th Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytics Insights, Credit Risk Management, Group Problem Solving

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability.

Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel.

Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.