Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Enterprise Enabling Functions

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

KEY ACCOUNTABILITIES

• Execute testing Quality Control work in accordance with established standards to achieve completion within target timelines

• Conduct skilled analytical research and analysis as part of the Quality Control engagement and initiatives

• Work collaboratively with key partners throughout the Quality Control engagement

• Present objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements

• Execute follow-up of findings raised from testing engagements in accordance with established standards

• Provide subject matter expertise and/or input to projects/initiatives as a representative for area of specialization

• Proactively identify matters which require additional attention, further escalation, or review, and liaise with the appropriate groups to resolve

• As assigned, oversee/lead the Quality Control engagement, including communications and the reporting processes.

• Represent the business internally as a specialist of a given area in AML/ATF, Sanctions/ABAC matters

• Provide sound AML/ATF, Sanctions/ABAC advice, recommendations, and guidance to assigned business units

• Conduct skilled analytical research, analysis, and/or risk assessment activities as a part of the compliance testing initiatives of the function

• Support and understand risk identification, risk analysis and risk mitigation according to the regulatory requirements and best business practices

• Ensure AML, Sanctions/ABAC questions and complaints involving violations are resolved by responding and/or escalating any sensitive issues to senior management

• Apply expertise in the investigation of non-compliant AML Sanctions/ABAC matters/issues

• Provide trend analysis and reporting of AML Sanctions/ABAC findings, review results and issues

• Manage relationships with businesses as well as with regulatory bodies to provide timely reporting and analysis on AML/ATF Sanctions/ABAC matters and concerns

• Assist the business units with developing/drafting and maintaining written policies, procedures and/or programs/frameworks to minimize compliance breaches and monitor adherence to applicable regulations/ requirement

• Prepare and analyze statistical and ad hoc reports, conduct trade/transaction investigations, and approve promotional material where required to ensure AML/ATF Sanctions/ABAC issues are identified and addressed within own area

• Assist in managing an effective, on-going AML Sanctions/ABAC surveillance program designed to detect and mitigate regulatory violations and breaches of internal policies and procedures

• Complete filings and/or reporting to regulators and/or law enforcement agencies as required

• Prioritize and manage own workload to deliver quality results and meet assigned timelines

• Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility

• Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve controls

• Understand the operations of the business unit/area being tested and to identify potential risks and apply information to complete a quality, risk-based engagement

• Clearly and concisely document research as required to understand requirements specific to an engagement

• Working with control partners, keep abreast of emerging trends/developments and changes to regulatory framework, internal policies, and standards

• Actively manage relationships within and across various business lines, corporate and/or control functions, and ensure alignment with enterprise and/or regulatory requirements

• Provide analysis on issues and effectively communicate results to Testing management and the client

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and promote timely communication of issues/ points of interest

• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit

• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques

• Participate in personal performance management and development activities, including cross training within own team

• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

• Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.

• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships

• Contribute to a fair, positive and equitable environment that supports a diverse workforce

• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

• Work independently as a subject matter expert of the functional area and/or business are supported and applicable regulatory requirements, and may coach and educate others

• Oversee and/or independently perform work from end to end

• Execute on more complex and/or non-standard requests

• Undertake and complete a variety of projects and initiatives, may include the integration of cross functional processes within own area of expertise

• Performs complex analysis and reporting

• Generally, reports to a Manager role

EXPERIENCE & EDUCATION

• Undergraduate degree preferred

• ACAMS and/or ACFCS preferred

• 5+ Years experience in AML investigations experience and STR filing experience

SKILLS

• Strong Suspicious Transaction Reporting (STR) filing and writing experience

• Understanding of related regulations, such as the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)

• Experience with a wide variety of ML/TF risks for multiple customer/product types and a solid ability to articulate the risks and your findings in a recommendation summary.

• Excellent communication skills, including the ability to professionally manage questions and/or concerns escalated by partners

• Excellent technical and computing skills: including the ability to use various searchable databases and Microsoft Office software

ADDENDUM

• Proficient knowledge of testing standards, systems, procedures, laws, rules, regulations, reporting and controls

• Knowledge of risk management environment, standards and regulations

• Knowledge of current and emerging trends

• Skill in using analytical software tools, data analysis methods and reporting techniques

• Skill in collecting, organizing, analyzing and interpreting complex or technical data and recommending solutions

• Skill in using computer applications including MS Office

• Skill in providing guidance to junior analysts

• Skill in creating appropriate analysis and reporting

• Ability to communicate effectively in both oral and written form

• Ability to work collaboratively and build relationships

• Ability to work successfully as a member of a team and independently

• Ability to exercise sound judgement in making decisions

• Ability to analyze, organize and prioritize work while meeting multiple deadlines

• Ability to handle confidential information with discretion

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement:

N/A.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.