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Flagstar Bank, N.A. Commercial Portfolio Manager - Healthcare (I, II, Senior or 2)-15639_MN in St. Paul, Minnesota

Position TitleCommercial Portfolio Manager - Healthcare (I, II, Senior or 2)LocationWork From Home United StatesJob SummaryA Portfolio Manager must be an analytical, organized, team-focused individual with good verbal and written communication skills. This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis. Portfolio Managers work in a team environment as a key player within the relationship deal team. Primary responsibilities include underwriting, monitoring and maintaining the credit quality of a loan portfolio as well as managing the loan closing process. Portfolio Managers maintain strong working relationships, variant on experience level, with the clients, deal team, credit team and other internal partners.Pay Range: $105,900.00 - $160,238.00 - $203,100.00Job Responsibilities:Underwrite, Analyze and Close Loans: Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests. Prepare credit approval packages, present recommendations to the credit team/senior management, and close complex commercial loans.Portfolio Management: Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews. In addition, responsible for managing delinquencies and collateral exceptions.Relationship Management: Highly visible role in managing the client relationship along with the deal team.Training: Mentor, train and develop junior team members.Maintaining Knowledge: Knowledgeable about the various commercial products available to clients as well as general market/industry trends.Job Requirements:Bachelor's Degree in Business, Finance or related field, required at any levelExcellent leadership and communication skills enabling smooth and efficient loan closings as well as daily portfolio managementComplexity of transactions/portfolios managed and years of experience differentiate the levels:Portfolio Manager I3-5 years of experience, may include less experience per management evaluation if individuals demonstrated the ability or met requirements of the portfolio manager positionHandles transactions/relationships/portfolio with the lowest level of complexityPortfolio Manager II5-8 years of experienceHandles transactions/relationships/portfolio with moderate level of complexitySenior Portfolio Manager8-12 years of experienceHandles transactions/relationships/portfolio with high level of complexityExperience working with less experienced team members to mentor and develop them, sharing expertise and insightsSenior Portfolio Manager 212 years of experienceHandles transactions/relationships/portfolio with the highest level of complexityExperience working with less experienced team members to mentor and develop them, sharing expertise and insightsA high level of oral and written interpersonal skills are necessary to recommend loan transactions to bank senior managementEqual Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity

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