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Oriental Bank Associate, Credit Servicing (Mortgage Collaterals) in San Juan, Puerto Rico

The Associate, Credit Servicing (Mortgage Collaterals) request, receives and reviews the collateral documents (Mortgage Note and Deed) of all mortgage loans originated. Position works on-site and is based in Bayamon, PR.

MAIN DUTIES & RESPONSIBILITIES:

  • Responsible for processing requests for collateral documentation related to the Owned Loan Portfolio.

  • Responsible for receiving, sending and reviewing the legal documentation. Deficiencies must be recorded and followed until resolution with corresponding departments within established time frames to avoid any possible losses.

  • Conduct periodic inventories and under no circumstance should collateral be taken out of premises unless it is by an authorized officer, for a justifiable reason and for specific period of time.

  • Provide custody support in a manner consistent with applicable service and complaint resolution standards and procedures to ensure a high level of service is provided to branches/units.

  • Responsible of control, check, balance and maintain all designated Accounting Systems, within their area of responsibility, in conformity to Bank regulations and procedures.

  • Responsible for delivering all the guarantee requested by the Secondary Market for sale to the private investor (GNMA, Freddie Mac, FNMA).

  • Record the information to request payment for the services of a lawyer & report prospective loans for deposit for the Federal Lending Bank.

  • Other duties may be assigned.

MINIMUM REQUIREMENTS:

  • Associate, technical degree or approved credits in Business Administration or related field required.

  • Two (2) years of mortgage related experience required.

  • Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities.

  • Strong analytical and logical thinking skills.

  • Solid communications skills with a demonstrated ability to write clearly, concisely and effectively.

  • Knowledge of the policies, regulations and practices that regulate the activities of mortgage loans highly preferred.

  • Detail oriented and able to manage multiple priorities required.

  • English proficiency highly preferred.

  • Computer proficiency and knowledge of MS Office and other business applications required.

    Oriental is an Equal Opportunity Employer ( EEO Employer / Affirmative Action for Females / Disabled / Veterans )

Recruitment Privacy Statement (https://orientalbank.com/assets/pdfs/recruitment_privacy_policy_statement.pdf)

Compliance Posters

This may be the opportunity to change your life and take your career to the next level.

Oriental is a great place to work, grow and develop. Each employee is key in the company's success. Our team consists of an excellent group of people and we believe you could be one of them. We offer you the opportunity to work and be part of an organization that is dedicated to progress. We offer diverse employment opportunities that go from internships to executive positions. We recognize that our employees are the most important asset of our company, which is why we foster an environment of collaboration, based on trust and mutual respect. Our selection process promotes equal employment opportunity and does not discriminate on grounds of sex, color, age, social status, religious beliefs, veteran status or disability. Included is reference material including our recruitment privacy policy and any relevant labor laws we abide to:

Compliance_Posters / Labor Laws (https://orientalbank.com/assets/pdfs/compliance_posters.pdf)

Recruitment Privacy Policy Statement

Esta puede ser la oportunidad que cambie tu vida y lleve tu carrera profesional a otro nivel.

Oriental es un gran lugar para trabajar, crecer y desarrollarse. Cada empleado es nuestro factor clave en el éxito de la compañía. La mejor gente del mundo trabaja aquí y creemos que podrías ser uno de ellos. Oriental te ofrece la oportunidad de trabajar y ser parte de una organización que se dedica al progreso. En Oriental ofrecemos diversas oportunidades de empleo, que van desde internados hasta puestos directivos. Reconocemos que nuestros empleados son el activo más importante de nuestra compañía, es por esto que fomentamos un ambiente de colaboración, basado en la confianza, el respeto mutuo, al valorar las diferencias de cada empleado. Nuestro proceso de selección es uno que promueve la igualdad de oportunidades en el empleo y no discrimina por razón de sexo, color, edad, condición social, creencias religiosas, condición de veterano o incapacidad. A continuación material de referencia incluyendo nuestra política de privacidad y leyes laborales aplicables:

Afiches de Cumplimiento/ Leyes Laborales (https://orientalbank.com/assets/pdfs/compliance_posters.pdf)

Política de Privacidad de Reclutamiento

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