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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance between quality, profitability, and compliance in the assigned portfolio. Partner with Line of Business (LOB) segment leadership team to execute credit strategy in line with LOB targets and Truist stated risk tolerance. Leads a credit approval team of Credit Risk Officers/Portfolio Managers that inculcates credit culture through communication, guidance, training and development. Provides a leadership role in modeling behaviors that reflect strong judgment capabilities gained through broad and deep credit experience, constructive partnership and ability to navigate challenges that have potential impact on Truist profitability.

LOCATION:

* Must be able to come into the office 4 days a week (working 1 day remote)*

Please note: To be considered for this role, candidate(s) must be willing to be in the below posted location:

• Atlanta, GA

• Greensboro, NC

• Richmond, VA

• Orlando, FL

• Charlotte, NC

No Full Remote/Telecommute. No Relocation Assistance

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Serve as a risk manager for commercial/wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organizations risk management culture, framework, and appetite

2. Lead and manage a team of Credit Risk Officers/Portfolio Managers for small to moderate sized portfolio. Engage in the development of each teammate by providing timely constructive feedback/coaching and regular expectation setting and reinforcement. This includes oversight and inspection of adjudication behaviors and activities, including client selection, risk selection, underwriting exceptions, turn times and general level of engagement

3. Provide indirect leadership to the LOB and Credit Delivery teams of the assigned portfolio through the delivery of credit training and mentorship of client facing lenders/Relationship Managers

4. Exercise prudent credit judgment and guidance through individual delegated loan authority

5. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local and national economic trends and market conditions

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree, or equivalent education and related training

2. 5 years of experience in lending and/or credit experience

3. Comprehensive financial credit risk and regulatory knowledge

4. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships

Preferred Qualifications:

1. 10 years of experience in lending and/or credit experience

2. Master's degree in business administration, finance, or accounting

3. RMA - Credit Risk Certification

4. Strong knowledge/experience with SBA loans

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/)

. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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