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JPMorgan Chase Risk Management - Home Lending Capital Markets Analyst - Associate in Plano, Texas

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Capital Markets Analyst within the Home Lending (HL) Risk team at JPMorgan Chase, you will play a pivotal role in best execution strategies at various points in the mortgage life cycle. Your responsibilities will span across origination, core servicing, and default servicing. You will be part of a team that is responsible for developing and executing a risk management discipline where risk and return considerations are appropriately factored into decision making. Your role will support key risk management decisions including Mortgage Servicing Rights (MSR), Held for Investment (HFI) Portfolio origination credit box, HFI Bulk Whole Loan Purchases, Jumbo Private Label Securitization (PLS) initiatives, and ongoing risk oversight and performance monitoring of key credit and portfolio risk management strategies.

Job Responsibilities:

  • Collect and analyze complex data for helping oversight of capital market business and assessing bulk MSR and loan acquisition, sale, and securitizations

  • Perform analysis to evaluate initiatives related to portfolio credit box, due diligence defect analysis, and MSR acquisition risk appetite

  • Review Risk, waterfall and stratification for various Bulk and Securitization deals

  • Assist in coordinating information flow across various functional groups

  • Organize data and information in key messages for senior management discussions (transaction risk memos)

  • Conduct ad hoc analytics and contribute to various projects representing Risk Management

  • Organize enhancement and automation of reports and repetitive processes

Required qualifications, capabilities and skills:

  • Understanding of various Capital Market structures and credit risk.

  • General knowledge on various transaction such as originations, bulk msr purchase and sales, whole loan sales and purchases, securitizations and other related functions within the capital markets space.

  • Proficiency in Microsoft Excel, Word, and PowerPoint, SAS and Alteryx

  • Familiarity with company accounting statements (Balance Sheets, Income Statements, etc.)

  • Exposure to lending products with ability to identify and analyze segments of risk

  • Undergraduate and/or graduate degree in a field such of Business, Mathematics, Economics, Risk Management, Analytics, Finance, or Accounting.

  • BS degree and minimum 5 years Risk Management or other quantitative experience required.

Preferred qualifications, capabilities and skills:

  • Experience working with stakeholders - building trust through hard work and honest assessments of projects, strong communication, high emotional intelligence

  • Previous experience with securitized products such as MBS or other derivatives is a plus

  • Able to prioritize issues and multi-task effectively to handle multiple assignments and be proactive in a fast-paced environment while remaining calm under pressure

  • Able to quickly and effectively respond to rabidly changing business needs and urgent requests

  • Familiarity with company accounting statements (Balance Sheets, Income Statements, etc.)

  • Any prior experience working within a consumer bank, particularly within a risk or compliance function, or within transaction management, deal management or capital markets analytical functions

  • MS degree and 3 years Risk Management or other quantitative experience preferred

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

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