Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries.

As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career – a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.

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_Annuities and Insurance Central Review Unit - AVP_

Morgan Stanley is currently seeking candidates for a Risk Principal position to join the Annuities and Insurance Central Review Unit (AICRU). In this capacity, the Risk Principal(s) will work closely with their peers andRisk Managers, interact regularly with Financial Advisors (FAs),Change to Market Managers and Risk Officersand Complex Risk Officers to ensure compliance with governing regulations, internal policies, and resolution of issues. They will also partner with the Firm’s internal Insured Solutions Directors, Insurance Sales Desk Specialists and working group colleagues in Legal, Risk, Compliance, Platform, Operations and Technology as needed.

The successful candidate’s responsibilities will include, but not be limited to the following: * Performing product and know your client (KYC) appropriateness reviews of all proposed annuities new business transactions, replacement transactions, and required documentation * Verify policy information for replacement transactions by calling the insurance carrier(s) for relinquishing contract(s) and ensuring ticket accuracy and completeness * Review insurance transactions for appropriateness and compliance with NYS Reg 60 and 187 * Review Private Placement transactions * Review annuity liquidation requests * Communicate regularly with FAs andmarketmanagement about proposed business to complete the supervisory review process within service level agreements * Collaborate with Risk Officers (ROs) and Insurance Solution Directors (ISDs) as needed to review any requests requiring enhanced due diligence or alternative solutions * Work closely with FAs to provide ongoing support and best practices training * Maintain professionalism when delivering unfavorable review outcomes

• Strong working knowledge of annuity and life insurance solutions and their riders, benefits, and features
• Prior Risk, Compliance, Audit or Sales experience in Annuities and Life Insurance and/or branch supervision
• Proficient understanding of areas of regulatory focus and business goals
• Excellent analytical ability while consistently demonstrating strong attention to detail
• Excellent interpersonal, communicative and persuasion skills
• Strong organizational, planning and time management skills to triage competing priorities in a fast paced and dynamic environment
• Ability to follow specific directions and function independently or part of a team
• Ability to work collaboratively with senior levels of management within the business, Legal, Risk, Compliance, Platform, Operations and Technology _ _ Required Education and Licenses:
• Active FINRA & Licenses: Series 7, 63 and 24 required
• Life & Health Insurance Licensepreferred
• An undergraduate degree
• Microsoft and Adobe Suite Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.

It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.

Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Expected base pay rates for the role will be between $85,000 and $135,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Job: *Wealth Management

Title: Annuities and Insurance Central Review Unit AVP

Location: New York-New York

Requisition ID: 3252881