Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi’s Risk Management organization oversees Citi’s risk governance framework and risk appetite, ensures all risks generated by the firm’s businesses are measured, reviewed, and monitored on an ongoing basis.

We’re currently looking for a high caliber professional to join our team as Senior Vice President, Credit Review Senior Officer 1 - Hybrid. (Internal Job Title: Senior Vice President - C14) based in Mumbai - India . Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We empower our employees to manage their financial well-being and help them plan for the future.

• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

About the team:

Global Risk Review (GRR) provides independent, objective, reliable, valued and timely assurance to the Boards, the Committees, the Citigroup Chief Risk Officer, the Citigroup Chief Credit Officer, senior management and regulators over the effectiveness of credit, capital and collateral risk management and the ability of the Business and independent Risk Management to identify, monitor and mitigate current and emerging risks. Within GRR, the Banking & International Credit Risk (BICR) function provides an independent review and challenge of credit risk management.

In this role, you’re expected to:

The Credit Review Senior Officer - BICR is responsible for independently managing all aspects of his or her assigned Review Entities. Responsibilities include execution of Business Monitoring and Reviews in accordance with the BICR Manual, monitoring and evaluation of Corporate Bank, Commercial Bank, Global Wealth and Markets portfolios, strategies, and credit risks, assessment of the effectiveness of credit risk management of assigned businesses, proposal of pragmatic solutions to risk and control issues, and maintaining ongoing contact with a Review Entity’s management through continuous Business Monitoring and corrective action follow-up where applicable.

Responsibilities:

• Assesses the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across assigned BICR Review Entities

• Management of BICR Review Entities through quarterly Business Monitoring and periodic Reviews

• Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks

• Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships

• Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements

• Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities

• Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the BICR Manual and Review Guides

• Approval of relationship-level file testing prepared by BICR Credit Risk Reviewers

• Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business

• Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Banking & International Credit Review Reports created for the assigned Review Entities

• Support Credit Review Managers, Senior Credit Review Managers and Global Head of Banking and International Credit Review on cluster and/or global tasks

• Proactive communication to Credit Review Team Managers, Senior Credit Review Managers and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities

• Travel Required (10% to 30% depending on cluster)

As a successful candidate, you’d ideally have the following skills and exposure:

Knowledge/Experience:

• Demonstrable financial services experience including 15+ years of credit experience in corporate or commercial banking

• Work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with credit or financial statement analysis experience

• Good knowledge of capital markets products, including derivatives

• Expert in risk analysis and risk management processes for one or more products and lending areas

• Fully conversant in credit policy matters with proven sound judgment

• Regulatory experience or relevant experience in a similar role at another institution is desirable

Skills/Competencies:

• Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues

• Strong project management skills, with the ability to coordinate and manage large review teams

• Ability to recognize emerging risks, including operational risk

• Proven ability to build and maintain relationships and exert influence without direct authority

• Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• Proficient in Microsoft Office (Word, Excel, and PowerPoint)

• Knowledge of Citi's organization and systems preferred

• Language skills preferred, depending on cluster

Qualifications:

• BA/BSc or higher in business, finance, or a related field

• Senior Credit Officer qualification preferred

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

Job Family Group:

Risk Management

Job Family:

Credit Review Risk Management

Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.