Description

Location: On site at location listed in job posting

Summary

The position is responsible for performing confidential research and investigations of money laundering and other financial crimes with the suspicious activity monitoring (SAM) team of BSA Compliance.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Analyze client account transactions from various internal monitoring sources, including the bank’s automated transaction/scenario monitoring system (Actimize), to detect potentially suspicious activity. Make decisions on appropriate action to take regarding the need for further investigation.

• Adhering to internal BSA Compliance SAR team procedures by documenting the summary of investigative findings (e.g., thorough notes supporting decisions, including copies of supporting documents such as statements/checks, media search results, results from internal system searches, etc. as needed).

• Eventual cross-training on the processes associated with preparing investigative cases for review and approval by management, including preparation of Suspicious Activity Reports (SAR) to be submitted to the Financial Crimes Enforcement Network (FinCEN).

• Assist with performing duties associated with manual monitoring reports and processes, if requested to do so by management.

• Ensure all investigative tasks are completed on a timely and accurate basis, including the necessity to meet established federal and internal timelines and standards.

• Participate in exams/audits by assisting in gathering of data for regulators, auditors, quality control reviewers, and law enforcement.

• Performs all other duties as assigned by management.

SUPERVISORY RESPONSIBILITIES

1. No supervisory responsibilities

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

1. 5-10 years of banking experience.

2. 3-5 years of direct Bank Secrecy Act (BSA) Compliance experience; working with suspicious activity monitoring functions and the Suspicious Activity Report is preferred.

3. Bachelor's degree in Risk-related field or an equivalent combination of education and experience is preferred.

4. Prior experience with automated AML monitoring systems, especially NICE Actimize, is a plus.

5. Strong ability to organize and prioritize workflow, and to work independently while taking ownership of assignments.

COMPUTER AND OFFICE EQUIPMENT SKILLS

1. Proficient with use of Microsoft Office suite products.

CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)

None required, but CAMS or CAFP is a plus.

About Us

First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights

• Medical with wellness incentives, dental, and vision

• HSA with company match

• Maternity and parental leave

• Tuition reimbursement

• Mentor program

• 401(k) with 6% match

• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

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Instagram

YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)