Employment Type: Full-Time, Hybrid 

This Financial Analyst position starts at $28.69 per hour with an annual award opportunity based off individual and credit union performance. We also offer the following benefits for all employees: 401k, Paid Holidays, Paid Time Off, Paid Volunteer Hours, and an Advia Sponsored Wellness Program.

What you should know about the role

The Financial Analyst is accountable for providing the administration and development of financial analysis to support strategic decision making and risk management in the areas of Asset and Liability Management (ALM), Budgeting and Forecasting, Current Expected Credit Loss (CECL) Methodology, Liquidity, Financial Performance Analysis, Interest Rate Risk Monitoring, and Profitability. The Analyst should be a motivated and organized individual with finance and/or accounting education and experience, ideally in the credit union or banking industry. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the Credit Union; Act with Integrity, Drive Progress, Build & Strengthen Relationships, and Keep People at the Core.

What you should know about Advia

Advia is a fast-growing Credit Union that is positioned in the top 3% of credit unions across the United States. We serve almost 200,000 members with assets over $3 Billion. We offer very similar product and services as the big banks with a focus on saving our members money while providing financial advantages. We are rooted in our communities and believe we have a responsibility to give back outside of our four branch walls through volunteering and charitable donations. The work environment at Advia is fast-paced, performance based, and fun infused. We certainly live by the saying "work hard, play hard." As an employee of Advia, you can expect regular and constructive feedback, development opportunities, great benefits, excellent co-workers and engaged managers.

Major Duties and Responsibilities

Prepares accurate monthly financial reporting, as well as quarterly NCUA call reporting.

Assists in the development of analyses of existing and new products and services. Provides results and helps formulate strategy recommendations to management as appropriate. Assists internal departments with revenue projections and cost of funds analysis to ensure the Credit Union continues to meet internal and external compliance guidelines.

Conducts analyses in support of key business metrics and objectives. This includes competitive analyses with the focus on differentiation and the Credit Union's value proposition.

Assists in the development and administration of profitability analyses including assumptions, interpreting data, reporting, and providing recommendations to management.

Assists with liquidity management by monitoring and projecting regular cash requirements, deposit and cash availability, and funding projection requirements. Prepares and reviews periodic liquidity reports, reviews compliance to policy limits, and monitors additional indicators of liquidity risk. Assists in maintaining appropriate levels of borrowing capacity and testing of borrowing sources, for appropriate and contingent liquidity management.

Proactively anticipates data and trends, including Credit Union financial metrics that will be of assistance to decision making management. Maintains a working knowledge of Credit Union operations, industry, and overall economic trends, keeping management informed of areas of increased risk to financial health of the Credit Union.

Maintains ALM (Asset Liability Management) monitoring processes and analytical tools which ensure successful implementation of ALM strategies.

Maintains budget analysis tools