Apple Card and Cash Product Manager

Cupertino,California,United States

Software and Services

Apple is a place where extraordinary people gather to do their best work. Together we craft products and experiences people once couldn’t have imagined — and now can’t imagine living without. If you’re excited by the idea of making a real impact, and joining a team where we pride ourselves in being one of the most diverse and inclusive companies in the world, a career with Apple might be your dream job! We built Apple Card to reinvent how credit cards work and continue to launch groundbreaking features while Apple Cash is built right into iPhone, making it an easy way to send and receive money. The Apple Card and Cash team is seeking a top-flight and experienced professional to help drive the continued growth of these products and launch ground-breaking new features! In this role, you will help chart the strategic direction of the products and support execution against that long-term strategy. You will partner directly with a number of cross-functional teams from Human Interface, Engineering teams and other functional teams across Apple to define and deliver on a multi-year product roadmap. You will also work closely with external partners such as payment networks, issuers and other players to deliver results. We are looking for significant experience building and launching consumer products, passion for helping users achieve a healthier financial life and familiarity with financial services, relevant regulations, and payments. You will be encouraged to guide teams leading complex, cross-functional, projects and drive progress by diving into technical details when needed while also thinking through the end-to-end experience. You should combine technical proficiency, a strong sense of user experience, tact and business insight. You should have excellent presentation abilities and be able to drive a concrete vision and requirements that rally the team and delight customers.

Key Qualifications

• Skilled product professional with 12-15 years of experience in Product Management for financial services / financial technology

• Experience handling regulatory and compliance requirements in the financial services space

• Knowledge of financial technical infrastructure (e.g. processors, card networks)

• Technical approach when problem-solving with engineers

• Experience building consumer products working with designers, engineers, and data scientists

• Proficient problem solver and analytical mentality who can structure ambiguous problems/situations as well as drive and perform complex analyses

Description

Help envision and build new product features and strategies; define detailed use cases for engineering and design Evangelize and build consensus with executives, colleagues, and third parties Lead and influence different cross-functional teams and external partnerships to drive decisions and outcomes Collaborate with Engineering, other Product Managers, Legal, Compliance, Strategy, Business Development, Marketing, Analytics and Operations to launch products Drive efforts with strategic partners on product development Represent business interests during design and development phases Work with program management to communicate project status, resolve issues, and ensure that high quality products are delivered on time. Develop launch plans, ensure readiness of the various partners Synthesize complex topics, distill key business dynamics, and communicate effectively with senior executives

Education & Experience

Bachelors Degree in Computer Science or equivalent work experience required. MS Degree or equivalent experience in CS/EE and/or an MBA are a plus but not required

Additional Requirements

Pay & Benefits

• At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $160,700.00 and $282,500.00, and your base pay will depend on your skills, qualifications, experience, and location.Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more (https://www.apple.com/careers/us/benefits.html) about Apple Benefits.Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.Apple is an equal opportunity employer that is committed to inclusion and diversity. We take affirmative action to ensure equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

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Apple is an equal opportunity employer that is committed to inclusion and diversity. We take affirmative action to ensure equal opportunity for all applicants without regard to race,color,religion,sex,sexual orientation,gender identity,national origin,disability,Veteran status,or other legally protected characteristics. Learn more about your EEO rights as an applicant (Opens in a new window) .

Apple will not discriminate or retaliate against applicants who inquire about,disclose,or discuss their compensation or that of other applicants. United States Department of Labor. Learn more (Opens in a new window) .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco,review the San Francisco Fair Chance Ordinance guidelines (opens in a new window) applicable in your area.

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Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more (Opens in a new window) .