Location: For Those Who Work At Home - Various, Ohio 44145 POSITION OVERVIEW Credit Risk Review (CRR) is considered part of the third line of defense. CRR is accountable to the organization's Chief Risk Review Officer and KeyCorp Board of Directors and is responsible for performing the organization's loan review function. This is accomplished through completion of an annual review plan, which may include both periodic and continuous file review. The Senior Credit Risk Reviewer will work with a team of reviewers to conduct individual credit file reviews to assess the quality of underwriting and portfolio management activities of the lending relationship and principally to independently validate and, if necessary, adjust the risk ratings; perform active, dynamic, and comprehensive credit risk intelligence with the ability to leverage insights to determine loan sample selection; identify loans with potential or well-defined weaknesses; perform timely and comprehensive analysis to identify trends that affect the quality of the loan portfolio and potential problem areas; assess the adequacy of and adherence to internal credit policies and procedures and monitor compliance with applicable laws and regulations; and maintain an up-to-date working knowledge of commercial credit review methodologies and regulatory expectations. During the course of a commercial credit risk review, the Senior Credit Risk Reviewer, in addition to individual credit file reviews, will be asked to lead a team of reviewers, conduct reviews of credit portfolios and write reports of conclusions and recommendations resulting from the reviews, participate in special projects, and complete ongoing credit risk intelligence activities and related trainings. The Commercial Credit team is responsible for providing an objective, independent and timely assessment of the overall quality of the loan portfolio. The team is responsible for evaluating the activities of lending personnel and management, including compliance with lending policies and the quality of their loan approval, monitoring and risk assessment. Lastly, the team will perform continuous loan review and monitoring including interaction with Line of Business executives and Credit Risk Management to identify potential shifts in credit risk. JOB REQUIREMENTS Demonstrate advanced commercial credit experience including the ability to independently assign risk ratings based on Key's internal policies and risk rating methodologies, and regulatory guidance. Consistently demonstrate advanced business writing skills and the ability to cohesively present information effectively to others including the delivery of findings and other credit risk matters to senior and executive management. Prioritize and execute multiple assignments; identify obstacles within the scope of assignments; proactively communicate delays in assigned deliverables or additional capacity availability; effectively delegate work when necessary. Exhibit advanced leadership skills by leading or providing oversight on reviews or ad-hoc projects, while managing staff and deliver feedback on performance. Exhibit a foundational understanding of lending products and business, industry and regulatory concepts and also be considered a Subject Matter Expert (SME) in a specific lending discipline, small number of products or lines of business. Identify opportunities for continuous improvement and implementation of strategies to drive team and/or division change; demonstrate ability to draw insight from risk intelligence and regulatory bulletins. Develop relationships with internal bank clients; thoughtfully engage in networking with those on your team and across Key, to build lasting relationships. Demonstrate the ability to perform in an organizational culture of respect and personal accountability regarding Diversity, Equity and Inclusion. QUALIFICATI