Description

Summary:

The Credit Review Specialist (CRS) will report to a Commercial Credit Review Team Lead and perform activities to evaluate the credit risk embedded in Bank assets. The candidate will possess an exceptional delivery track record in Commercial banking and conduct portfolio management and credit risk continuous monitoring activities associated with a strong independent Credit Review function. Primary responsibilities include continuous assessment of the adequacy of portfolio management and credit risk monitoring activities performed by the commercial lines of business, aggregation of observations in contribution to a report of actionable recommendations, and various other data testing and analysis in support of exams and/or finding validation exercises.

Duties and Responsibilities:

• Review, analyze, and assess commercial loans to determine adequacy of credit process, portfolio management and credit risk monitoring activities including but not limited to (a) timeliness of customer reporting receipt and review, (b) timeliness of risk ratings, (c) appropriateness of credit approval authority, (d) accuracy of loan documents, and (e) accuracy of reported obligor/obligation risk rating and other classifications.

• Participate in the annual review of commercial credit processes for financial statement spreading and lien perfection and contribute to a report of actionable recommendations.

• Conduct testing for validation of Credit Review issued findings.

• Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues, and other Risk Management colleagues. Communicate information by composing memos, reports, and correspondence to colleagues.

• Manage multiple engagements/projects simultaneously. Perform other Credit Review continuous monitoring and/or targeted exam duties as assigned.

• Performs other duties as assigned.

Basic Qualifications:

• Bachelor’s degree

• 3+ years of experience in Commercial banking

​​Preferred Qualifications:

• 3+ years of experience in Commercial portfolio management/underwriting and/or risk management

• Preferred degrees: Accounting, Finance, Economics, Business

• Technical accounting (GAAP) or financial statement analysis knowledge

• Working knowledge of MS Excel, Word and PowerPoint

• Strong written and verbal communication skills

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Hybrid

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position

This employer will not sponsor applicants for the following work visas: F-1 student, H-1B worker, O-1 worker, TN worker, E-3 worker. Applicants must be currently authorized to work in the United States on a full-time basis.