If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

This position can be located at ourBillings, MT, Sioux Falls, SD Downtown, Des Moines, IA E. Euclid Ave., Omaha, NE 93rd & W. Dodge branch.

What's Important to You

We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

• Generous Paid Time Off (PTO) in addition to paid federal holidays.
• Student debt employer repayment program.
• 401(k) retirement plan with a 6% match.
• The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve, and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.

SUMMARY

The Portfolio Risk Analyst III position within the Special Assets group (SAG) is responsible for conducting credit underwriting analysis on SAG borrowers as well as portfolio risk monitoring across First Interstate Bank's non-retail loan portfolio. The analysis and underwriting include developing and publishing risk related reporting on both borrower and portfolio trends within the parameters set by management.

ESSENTIAL DUTIES & RESPONSIBILITIES include the following: other duties may be assigned.

• Deliver required credit underwriting analysis based on set timeframes in an accurate manner.
• Perform enhanced analysis of portfolio trends in support of the CCO report and other portfolio stress testing requests.
• Assist in the ongoing development of credit risk analytics capability, insight development, data & reporting, and forward-looking capability.
• Oversee monthly SAG officer reporting along with department performance monitoring and data input tracking.
• Test, monitor and produce industry and portfolio segment reports from the data stored in Credit Track.
• Assist in regular portfolio reviews to enhance the analytical base for assessment and reporting on credit performance outlook, portfolio analysis and risk profiling, and monitoring risk appetite.
• Oversee and manage the PLR/PLSR process to ensure all problem loans meet policy requirements.
• Produce analytical materials for discussions with cross-functional teams.
• Communicate analytical results to supervisor, other Risk Team members, line staff, and finance.
• Generate monthly, annual, and ad hoc reports on the Bank's loan portfolio.
• Develop expert knowledge in existing and new loan systems (Fiserv, Credit Track, Primatics, etc.).
• Provide mentoring and development to lower-level Portfolio Risk Analysts when necessary.
• Actively involved in the development of applicable Credit Policies, procedures and guidelines that tie back to Portfolio Risk, SAG and OREO.
• Acts as a resource for the SAG officers and Credit Approvers to assist with special projects, provide requested data and assist with system related needs.
• Perform other job-related duties or special projects as assigned.

EDUCATION and/or EXPERIENCE

Bachelor's degree (B. A.) from a four-year college or university (with a preference with a degree Business, Finance, Accounting or related field); or eight years of banking experience or equivalent combination of education (including credit risk certifications) and experience. Minimum of five years experience in a similar position. Commercial banking experience preferred.

OTHER SKILLS & REQUIREMENTS LANGUAGE SKILLS

Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries of complaints of customers, regulatory agencies, or members of the business community. Ability to write speeches and articles for publication that conform to prescribed style and format. Ability to effectively present information to top management, public groups, and/or boards of directors.

MATHEMATICAL SKILLS

Ability to work with EXCEL pivot tables. Strong PC skills (MS Word, PowerPoint, etc.)

REASONING ABILITY

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to walk and talk or hear. The employee frequently is required to stand and sit. The employee is occasionally required to use hands to finger, handle, or feel; reach with hands and arms; and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Our company is an equal opportunity employer. Employment here is based solely upon an individual's merit and qualifications directly related to the position. We do not discriminate on the basis of race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, or any other characteristics protected by law. We make all reasonable accommodations to meet the obligations set forth under the Americans with Disabilities Act (ADA) and state disability laws.